What To Look For When Purchasing Commercial Real Estate ...

Commercial real estate can hurt or help you. There is a lot of money that can be made; but, if you are not careful, there is also a lot of money you can lose. You need to carefully consider which property you purchase and how to get the funds. Read on if you need help understanding how to make your first commercial real estate investment.

Try sending a newsletter about your commercial property, or post fresh content on a networking site. If you maintain a regular presence in these contacts? lives, then they?ll think of you first the next time they are ready to make a deal.

Determine your business goals before you start your hunt for commercial property. You should write a list of which features are most important to you. For example, do you need a specific number of restrooms, a specific amount of square footage, or a conference room?

If you?re a buyer or if you?re a seller, it?s important that you negotiate. Fight for the best price possible and make sure that all parties involved listen to you.

If you are new to commercial real estate investing, it would be wise to focus on just one building at a time. Pick out a single property type that you would enjoy starting with and only pay attention to it. It is in your best interest to stay focused on one type and do your best, than to spread yourself too thin and just do average at multiple investments.

One of the biggest concerns of people involved in commercial real estate is the rise and fall of interest rates. The current economy makes rates fall and rise with unpredictability, and can leave investors susceptible to majorly increased interest rates. Consider economic conditions and your long-term prospects for profit when buying commercial real estate.

Your investment might prove to be time-consuming in the beginning. Finding a good opportunity, going through the transaction and making any necessary repairs to the property takes time. Don?t abandon your investments because they are eating into your personal time. You will reap the rewards in the near future.

Make sure you partner with a reputable attorney before tackling commercial real estate financing. If something goes south in your property adventures, then you want the best backing you up to keep your reputation sound and protect you from threats.

Get the credentials of any person who will be doing an inspection on a property you are trying to buy. You need to be especially diligent when it comes to hiring a pest control service, as many people who work in this field aren?t accredited. This can avoid future problems after the sale.

Be clearheaded about what amount of square footage is really usable. There are two ways to measure commercial real estate, by total square feet and usable square feet. Usable square feet is the space where actual business is conducted, while total square feet incorporates everything, including walls and unusable space. It?s a good idea to measure using both methods to avoid delays in the process.

Be clear about the fact that there is a life expectancy connected with every property. If a property is well past its prime, you could end up putting a fortune into maintenance and renovations. Because of this, it?s always important to consider the prime lifetime of any property you are considering and to factor in any additional upkeep costs in determining what you are willing to pay. The building may need repairs such as a new roof or an electrical system update. The original construction of the building will determine how serious and how frequent the repairs will be. It is important to build these expenses into your long term budget.

Do not approach commercial estate as an easy way to make money. Not only do you need to put forth a sizable initial investment, you also need to spend additional time and effort making the venture work. That, though, is still not a guarantee that you will make money, and you could possibly still lose money.

As long as this article provided you with what you need to know about Property Overseas for Sale, you can now do anything with them. Whatever your goals may be, learning as much as you can is helpful. Continue reading to glean all the information you can.

Source: http://www.davidstanleyredfern.com/general-news/what-to-look-for-when-purchasing-commercial-real-estate

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Six Little McGhee's - The Journey on Parenting Multiples | Black and ...

Black Celebrity Marriages

by Ayanna Black ?|? on December 24th, 2012 ?|?

I was glued to the TV with great anticipation waiting for the first episode of the Six Little McGhees.? As a mom of triplets I wanted to see how another African American couple of multiples kept from pulling their hair out and crying along with the kids.

I remember the first time I heard of the McGhee?s. I?d come across a Facebook photo of the family and thought? ?Oh my God!? Is that six babies? What?s in the water that we are drinking!? as I begin to count all of the cute little faces in the picture.? I was fascinated with anyone else that could possibly relate to my joy, fear, disbelief, anxiety and sleep deprivation.? So I waited patiently, knowing that I?d see more of this amazing family.

The first episode began with Rozonno and Mia McGhee introducing us to their family of eight and the four most important people in their existence, The Helpers.? The McGhee?s invite viewers into a look at their impoverished beginnings which established a great bond between the two and journey to now making history as Columbus Ohio?s first family of sextuplets. Their bond was a divine way of preparing Rozonno and Mia for their greatest challenge yet, sextuplets.

As the McGhee?s discover they are having sextuplets, their reaction was the same as any family seeing more than one dot on an ultrasound screen? ?what!?!??? ?are you sure??? ?you must be mistaken!? ?Oh my God, how many??, then silence! After that the mental and emotional roller coaster begins. The first thing that comes to mind is what am I going to do with all of these babies? You think, pray then begin preparing for your babies. On June 9, 2010 Rozonno and Mia welcomed Olivia, Madison,?Rozonno Jr., Josiah, Elijah and Issac to the world.

We get a look into everyday life with Rozonno, Mia and the sextuplets. We experience church on Sunday morning, bedtime and getting the family ready for the day in the morning.? I was particularly amused at the scene when you see a baby hop out the bed and take off running?it?s always one!? Then another scene where the babies team up and knock down the gate and everyone scatters. We see the McGhee?s shop on a $1,450.00 budget purchasing items for the month. These items include 50 fish sticks, 90 biscuits, 84 bananas, 72 eggs, 10 loaves of bread, 7 gallons of milks, and boxes upon boxes of diapers.

We get to see the McGhee?s on a doctor?s visit and the mayheim that goes on during a visit. I started to feel their anxiety about the doctor?s visit myself.? This is always a gruling all day adventure. It?s totally different dealing with multiples in public than at home.? At home you can somewhat control your surroundings, in public it?s a totally different ball game.? You have to always be on alert. Always taking a head count and making sure you haven?t lost anybody. Trying to control the noise levels, I don?t know about anyone else?s multiples but mine are extremely loud ALL the time.? Keeping kids off of furniture? And then waiting to hear what the doctor has to say about the development of your children. ?It?s just something you have to mentally prepare for.? But God knows exactly who to bless with multiples. It absolutely requires lots of patience, diligence, dedication, strength and PRAYER!

The episode ends with the McGhee?s giving their family and friends a barbeque to show their appreciation for all of their support.? We get to see Mia and Rozonno work their way through the terrible two?s. The biting, throwing, tantrums, hitting, fighting and challenges faced with running a family business to support the family.? We get a closer look in the second episode, at some of the struggles parents of multiples face?frustration from the kids, finances as well as limited time to yourself. We?ll see how the help is not always so helpful. These are some of the fortunate yet unfortunate realities of families with multiples but in the end the headaches, heartache and sleepless nights will be all worth it.

That love, support, bond and faith in God, Rozonno and Mia established in their early years is ultimately what?s going to carry them through their marriage and the rearing of the sextuplets.? Early in the show after the babies were put to bed, you see Rozonno and Mia hug and high five each other and say ?team work?.? That continued team work is going to be one of the things that?s going to make ?this ride a little easier. One is going to have to rely on the strength of the other and they? both will have to totally depend on God. Things will get quite interesting at times, emotionally, physically and even spiritually, but all in all there will absolutely be more good days than bad which gives you hope and loads to look forward too.

I?ll definitely be tuning in next week to see the McGhee?s journey through this crazy thing called multiple parenting.

Watch Saturday nights on OWN at 9pm/8pm CST.

What would be your reaction to finding out you were having multiples? Do you watch Six Little McGhees? What do you think of the show?

About the author

Ayanna Black is the founder of A. Black Web Design, a web customization firm based in Chicago. Ayanna enjoys blogging about parenting her triplets, marriage and technology. Ayanna and her husband Damion are a featured couple in Ebony Magazine?s ?Partner Project?.

Source: http://blackandmarriedwithkids.com/2012/12/six-little-mcghees-parenting-multiples/

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Simple Abundance Exercises Can Change Your Mindset ? kaokely's ...

Article title: Simple Abundance Exercises Can Change Your Mindset
Article Category: Self-Improvement

When you feel more prosperous, you will lead life of improved health, happiness and prosperity. However, when most of us think about our finances, most of the time we don?t have thoughts of prosperity.
Continue reading this article?

Source: http://www.medicalguide.pro/3210/simple-abundance-exercises-can-change-your-mindset-4.html

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Source: http://kaokely.posterous.com/simple-abundance-exercises-can-change-your-mi

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Source: http://skysportsanswers.falyorumlari.com/773/simple-abundance-exercises-can-change-your-mindset-kaokelys/

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What the Future Looked Like 100 Years Ago (And 5 Predictions That Came True)

In the early 1900s, Ladies Home Journal thought the future would bring a lot of things. The predictions sound funny and old timey, sure, but you know what? Even though we haven't eradicated flies and mosquitos (yet!), a lot of them came true. Including these five: More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/3jZpkFlHIFw/what-the-future-looked-like-100-years-ago-and-5-things-that-came-true

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Yes, we can fix Social Security (but it won't be pretty)

By Allison Linn, TODAY

The fiscal cliff negotiations are reviving the debate about that other financial elephant in the room: Social Security.

Under current government estimates, Social Security could face funding shortfalls in about two decades if nothing changes. That?s because the U.S. population is aging -- and generally living longer.

That sounds like a disheartening scenario for workers who are currently paying into Social Security and worry that they won?t get as much out of it once they retire. ?About half of the Americans polled by Pew Research Center earlier this year believe it?s not likely there will be enough money in Social Security and Medicare to maintain current benefit levels into the future.

But experts say there are ways to fix Social Security. Politicians just may not like trying to sell those changes to the American people.

It has happened before, though. In the mid-1980s, none other than President Ronald Reagan, working with Democrats in Congress, oversaw a major overhaul of the nation?s retirement safety net.

That?s something many say seems less likely these days.

?There are politicians ? and especially in the Senate but also in the House as well ? who could work together and come to an agreement,? said Alan Auerbach, a professor of law and economics at the University of California, Berkeley. ?But they?re not the majority of Congress.?

Experts say there are two ways to fix Social Security, and neither of them are pretty: reduce benefits or increase revenue.

Reduce benefits
One of the few parts of the fiscal cliff negotiations that President Barack Obama and House Speaker John Boehner seem willing to compromise on involves a change in the way Social Security increases are calculated going forward.?

The proposed switch to calculating cost of living increases using the chained Consumer Price Index instead of the current method would result in smaller annual Social Security raises. That?s because that method assumes that people change their spending habits when prices go up.

Proponents say the switch could save billions and is a more realistic method of how Americans really adjust to rising prices.

But opponents say the chained Consumer Price Index isn?t a good way to measure the needs of older and disabled Americans, because their expenditures are disproportionately focused on things like health care. A family of four may choose to eat more chicken if beef prices go up, but an elderly person can?t easily choose to spend less on heart medicine, they argue.

??It?s the biggest hit on the people that couldn?t take it,? said Dean Baker, an economist with the liberal-leaning Center for Economic and Policy Research who is opposed to the measure.

One of the longer-term options for reducing benefits is to simply tell people they have to wait longer to get their full benefits. By extending the age at which you can get full benefits, proponents argue that Social Security would be keeping up with trends toward longer life expectancies.

But opponents, including CEPR?s Dean Baker, say that a closer look at the data shows that the bulk of improvements in life expectancies have come from wealthier Americans. They say a broad-based increase in the age at which people can get benefits would punish less wealthy Americans, who haven?t seen such big life expectancy gains.

Andrew Biggs, resident scholar with the conservative-leaning American Enterprise Institute, argues that another option would be to dial down benefits for middle- and high-income people while maintaining the current system for the poorest Americans.

Biggs argues that if wealthy people are told to expect less Social Security, they have more leeway to prepare for it than poor people.

?If you cut my Social Security benefits I?m going to react by saving money and working longer,? he said. ?That?s good for the economy.?

Another option would be to reduce the Social Security benefits available to spouses. Some critics argue that?s growing outdated now that more women work and earn their own Social Security payments.

?It?s kind of a relic from a different era,? Baker said.

Increase revenue
Under the current rules, the maximum taxable earnings for Social Security in 2012 is about $110,000. Some argue that an easy fix would be to simply raise the cap on Social Security taxes to include higher wages.?

Baker, of CEPR, proposes raising the cap to around $190,000, reflecting the growing wealth at the top of the income scale. Raise it higher than that, he said, and wealthy earners will just start finding ways to dodge it.

But others say that it?s unlikely politicians will propose raising taxes on high earners?now, when many expect those taxpayers to already see increases as part of the fiscal cliff negotiations.

?The timing of it just seems kind of awkward,? Auerbach said.

Another option would be to add an across-the-board increase in payroll taxes that go toward Social Security. Although that would help solve the system?s future funding woes, experts say it?s also likely to be a hard sell in these tough times.

For one thing, Americans may?already be facing higher payroll taxes?in 2012. For the past two years, Americans have enjoyed a payroll tax holiday that reduced the amount of money they paid toward Social Security, but that could end in the coming year.

?I suspect that?s going to be a not very attractive option right now,? Auerbach said.

Politicians may be nervous about proposing any reform to Social Security that costs more or results in fewer benefits, but Americans seem to accept that some changes are needed.

About 66 percent of those polled by Pew Research Center said they would support raising payroll taxes on high-income earners, while 55 percent said they would support reducing benefits for high-income seniors.

Just 38 percent said they?d support raising the eligibility age.

{"contentId":"16049496","totalVotes":"10124"}

How confident are you that you'll get Social Security benefits when you retire?

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Source: http://lifeinc.today.com/_news/2012/12/24/16049496-yes-we-can-fix-social-security-but-it-wont-be-pretty?lite

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Longform?s Best Crime Stories of 2012

This week, we?ll be sharing our favorite articles of the year on Slate. For our full list?including the top 10 of the year, plus picks in sports, politics, tech and more?check out Longform?s Best of 2012.

The Innocent Man [Part 1 ? Part 2]
Pamela Colloff ? Texas Monthly

The decades-long saga of Michael Morton, who was wrongfully convicted of killing his wife.

?With his hands shackled in his lap, Michael looked out the window of the squad car and watched as the rolling farmland east of Georgetown gradually gave way to the piney woods of East Texas. Two Williamson County sheriff?s deputies sat in the front seat, exchanging small talk as they sped down the two-lane roads that led to Huntsville. Michael had, by then, spent a little more than a month in the county jail waiting to be transferred to state custody. During that time, he had gotten to know several county inmates who were well acquainted with the Texas Department of Corrections. They had given him advice he never forgot: keep your mouth shut and your eyes open, and always fight back. In prison, it didn?t matter if you won or lost. In the long run, getting the hell beaten out of you was better than showing that you were too scared to fight.

?When they reached Huntsville, the deputies deposited him at the Diagnostic Unit, the intake facility where he would spend the next several weeks before being assigned to a prison. Once inside, he was ordered to strip naked. His hair was sheared and his mustache was shaved off, leaving a pale white stripe above his upper lip. He was issued boxer shorts and ordered to get in line to pick up his work boots. As he waited, Michael studied the man in front of him, whose back was crisscrossed with scars?stab wounds, he realized, as he counted thirteen of them in all. Michael was herded along with the other inmates into the communal showers and then to the mess hall, where they gulped down food as a prison guard shouted at them to eat faster. At last, when the lights shut off at ten-thirty, Michael lay down in his bunk, a thin mattress atop an unforgiving metal frame. Sporadically during the night, he could hear inmates calling out to one another, imitating different animal sounds?a rooster crowing, a dog baying?that reverberated through the cell block.

?Even then, as he lay in the dark listening to the cacophony of voices around him, Michael felt that he would be vindicated someday. He just didn?t know how or when that day would come.?

The Truck Stop Killer
Vanessa Veselka ? GQ

As a 15-year-old runaway hitchhiker, a trucker nearly killed the writer. Twenty seven years later, she investigates whether her attacker was truck stop serial killer Robert Ben Rhoades, who often kept his victims chained in the back of his truck for weeks before killing and dumping them.

?That ride turned out to be fine. We drove up to Ohio drinking Diet Coke and listening to Bruce Springsteen. The trucker bought me lunch and didn't even try to have sex with me, which made him a prince in my world. Several days later, though, heading south on I-95 through the Carolinas, I got picked up by another trucker who was not fine. I don't remember much about him except that he was taller and leaner than most truckers and didn't wear jeans or T-shirts. He wore a cotton button-down with the sleeves rolled neatly up over his biceps and had the cleanest cab I ever saw. He must have seemed okay or I wouldn't have gotten in the truck with him. Once out on the road, though, he changed. He stopped responding to my questions. His bearing shifted. He grew taller in his seat, and his face muscles relaxed into something both arrogant and blank. Then he started talking about the dead girl in the Dumpster and asked me if I'd ever heard of the Laughing Death Society. ?We laugh at death,? he told me.

?A few minutes later, he pulled the truck onto the shoulder of the road by some woods, took out a hunting knife, and told me to get into the back of the cab. I began talking, saying the same things over and over. I said I knew he didn't want to do it. I said it was his choice. I said he could do it in a few minutes. I said it was his choice. I said I wouldn't go to the cops if nothing happened to me, but it was his choice?until he looked at me and I went still. There was going to be no more talking. I knew in my body that it was over. Then he said one word: Run. Without looking back, I ran into the woods and hid. I stayed there until I saw the truck pull onto the interstate. It was getting dark. I was still in shock, so I walked back out to the same road and started hitching south. I never went to the police and didn't tell anyone for years.?

The Worst Marriage in Georgetown
Franklin Foer ? New York Times Magazine

The murderous tale of Washington D.C. fabulist Albrecht Muth and his late wife Viola Drath.

?Drath?s murder seized the front page of The Washington Post, which was as awkwardly tangled in the story as the rest of the city?s elite. One of The Post?s columnists attended the couple?s dinners, as did the reporter who covered the case for The Wall Street Journal. Over the years, Muth flooded the in-boxes of his media contacts with messages containing his thoughts on the day?s events and knowing tidbits of insider gossip ? speculations about covert operations gone awry or rumors about fights between top generals ? a habit that didn?t end with his wife?s death. Four days after he supposedly found Drath?s body, Muth forwarded a note that he originally sent to officials in the Pentagon. He intimated that the police considered Drath to be the unfortunate victim of an assassin who was hunting for him. ?I have to take a slain wife out to Arlington,? he wrote, ?mourn her, then find her killer.? ?

Trevell Coleman wasn?t sure whether he?d killed a man. But after 17 years, he needed to find out.

?At times, his life felt like a series of endless internal calculations, all part of an effort to, as he later explained, ?balance myself out.? If he bought a coat, he might scribble on one pocket with a marker before putting it on, just to deprive himself of the chance to wear something completely new. He never had much money, and he was so determined to give away what he did have that a few times he stuffed bills into the coin slots of pay phones, then walked away. Afterward, he?d feel a little better??I did think, Well, okay, now I don?t have to feel like I have too much regret,? he says?but the relief was only temporary.

?Coleman and his wife had separated, but he still stopped by to visit his 7-year-old sons. Some days, he?d be seated with them at the table, sharing a meal, thinking how blessed he was to have such beautiful boys, and suddenly be seized by guilt. Did the man he shot at have any kids? What happened to them? And why should he get to spend time with his kids if there was a chance he?d robbed another child of his father??

Bad to the Bone
Mina Kimes ? Fortune

A medical device company experiments on humans.

?Off-label marketing is so common among drug and device makers that it's often dismissed as the equivalent of driving slightly over the speed limit. During the past decade, pharmaceutical behemoths such as Merck (MRK), Pfizer (PFE), Abbott Labs (ABT), and GlaxoSmithKline (GSK) have paid billions in fines to settle charges that they engaged in off-label drug promotion. Yet cases continue to happen, in part because the potential profits often exceed the fines.

?But this wasn't the typical off-label marketing case. Nor was it typical of trials for medical devices or drugs. Patients sometimes die during such clinical trials -- but only after being advised of the risks and then granting their consent. In hiding the unapproved status of the cement, prosecutors argued, Synthes denied patients the right to choose whether they wanted to be test subjects.

?For the Justice Department, the Synthes case posed an unprecedented opportunity. It could finally hold individual businessmen accountable for their actions. Mary Crawley, the assistant U.S. attorney who led the prosecution, urged the court to send the executives to jail for their ?venal crime.? The ?callous disregard of patient safety,? she argued, ?warrants the highest sentence the law will allow.? ?

For more of the year?s best writing, check out Longform?s Best of 2012.

Source: http://feeds.slate.com/click.phdo?i=6193f6ec09dfa673e8ef50ad30df255a

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Nelson Pools Honored With 2012 Talk of the Town Customer ...

Earning a 4-star rating for excellent customer service, Nelson Pools has won the prestigious CMUS Talk of the Town Customer Satisfaction Award in the Swimming Pools & Spas category.

The Talk of the Town Awards, presented by Talk of the Town News, Customer Care News magazine and Celebration Media U.S. (CMUS), honors companies and professionals that provide excellent customer service as reported by their customers through no-cost, user-review websites, blogs, social networks, business rating services, and other honors and accolades. This data is analyzed by a team of researchers who calculate a company?s CMUS Power Rating. Only those that receive a 4-star to 5-star rating receive the CMUS Talk of the Town Customer Satisfaction Award.

Nelson Pools, founded in 1968 by Dave Nelson, is a family-owned-and-operated business that serves the greater Houston area with new pool construction, custom-designed pools, and pool renovations and remodeling.

?Our commitment to our customers is simple,? says Owner Dave Nelson. ?We offer only the highest quality products. We believe that a custom designed and constructed pool or spa, at an honest price, with supervision of every phase, completed in a timely manner, makes a happy customer.?

As a family business, Nelson Pools places a high priority on providing excellent customer service, a philosophy that has been reinforced by winning the Talk of the Town Award. ?Our business is built around families and customer service,? says Nelson. ?Our mission has always been, ?We care enough to build them better.? We build each pool as if it were our own.?

According to Nelson, communication is one of the key factors in providing outstanding customer service. ?Most times we are in contact on a daily basis with our customers throughout the building process,? he says. ?There is no question or concern that doesn?t merit an answer or a reason as to why we do what we do.?

Another key element to taking good care of customers is quality construction. ?We build a swimming pool the way it is supposed to be built,? says Nelson. ?We don?t cut corners or skimp on material. Making the customer happy is what it is all about. You won?t stay in this business if you don?t have satisfied customers. Every customer is not just a name or a face, but they become part of the Nelson Pools family of pool owners.?

Nelson Pools is located 22868 Loop 494 in Porter, Texas. For more information about its products and services, call 281-540-2911 or go online to?www.nelsonpools.com.

About the Award and Sponsors:?
This is the fourth year CMUS, Talk of the Town News and Customer Care News have honored companies for achieving high levels of customer satisfaction with the Talk of the Town Awards. Businesses eligible to receive the award include, but are not limited to, beauty salons, spas, restaurants, bakeries, dentists, auto repair facilities, veterinarians, home repair and improvement contractors, florists, hospitals, and physicians.

For more information about the award or its sponsors, please contact CMUS and Talk of the Town News at 877-498-6405 or go online to?www.talkofthetownnews.com.

Source: http://customercarenews.com/nelson-pools-honored-with-2012-talk-of-the-town-customer-satisfaction-award/

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